For the portfolio office

The portfolio, without the quarterly rebuild.

What is in the plan, what is out, and where do the people run out?

Start with strategy to execution
SupplyRead from TeamForm or your HR system. Nobody types a headcount.
LoadEstimates and dates from Jira, in person-days.
PriorityOne order, and a line where the people run out.
Capacity and priority

Order by your own field, and watch where the people run out.

Kestrel Bankdemo data

Capacity by team

TeamOct 2026Nov 2026Dec 2026Jan 2027
Integrationdemo
4%
93%+1.4
90%+52.5
5%+59.9
Datademo
2%
71%+1.4
61%+31.7
34%+29
Infrastructuredemo
2%
36%
50%
28%
Business Systemsdemo
1%
17%
21%
34%
Securitydemo
1%
19%
19%+23
18%+29.9

Committed as a share of supply, darker as it fills; proposed days after the plus.

Priority

Default order: in flight first, then largest
4 fit above the line880 days carried · 229 days that do not fit
  1. 1Income verified through open banking, not payslipsHome ownershipTier 1Spent $64.4k · AI $3.4k · people $61kFits
  2. 2Retire the legacy underwriting queueHome ownership · carried overTier 2Spent $95.2k · AI $1.2k · people $94kFits
  3. 3Valuation booked when the application is submittedHome ownershipTier 1Spent $38.9k · AI $860 · people $38kFits
  4. 4Affordability model refreshed for Consumer DutyHome ownershipTier 1Fits
  5. 5Automated small-facility decisionsBusiness bankingTier 2Over · Integration · Dec 2026
  6. 6Operational resilience evidenceRisk and controlTier 2Fits
  7. 7Patching and certificate rotationDeliveryTier 3Fits
  8. 8Open banking API v2 for third-party providersPaymentsTier 3Over · Integration · Dec 2026
1 out of the plan or deferred
  • Colleague AI assistant platformDeferred

Kestrel Bank is fictional. The arithmetic is the product’s own.

Set the goal.
Let the loop run.

Read my companyThe primitives

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